Commercial Insurance for East Texas Business Owners — Shopped Across 50+ Carriers
Coverage built around your business, not a standard package — with an agent you can actually reach when something goes wrong.
East Texas runs on small businesses. Contractors building homes across Van Zandt County. Truckers hauling freight through Canton and beyond. Restaurants feeding the community. Agricultural operations that have been in the same families for generations. Every one of them carries risk, and none of them can afford to find out they're underinsured after a claim.
Wallace & Murray has been placing commercial coverage for East Texas businesses since 1972. We're independent, which means we shop your coverage across 50+ carriers — and on commercial lines, the pricing difference between carriers for the same coverage can be significant. We also explain every option in plain English before anything is placed. If you can't reach your agent during a claim, your insurance isn't doing its job. When you call us, a real person picks up.
Commercial Coverage We Place for East Texas Businesses
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Life Insurance
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Umbrella Coverage
General Liability Insurance
Protects your business from third-party claims of bodily injury, property damage, and related legal costs. If a customer gets hurt on your property or your work causes damage, general liability is what stands between you and the bill.
Commercial Auto Insurance
Your personal auto policy doesn't cover vehicles used for business. Whether you run one work truck or a fleet, commercial auto coverage protects your vehicles, your drivers, and your liability on the road.
Commercial Property Insurance
Covers your building, equipment, inventory, and physical assets against fire, theft, weather damage, and other covered losses. If your operation depends on a physical location, this coverage is foundational.
Workers Compensation Insurance
Required for most Texas employers with employees, workers comp covers medical expenses and lost wages when an employee is injured on the job. We place workers comp across carriers that compete on rate — so you're not overpaying for a required coverage.
Business Income Insurance
If a covered loss forces your business to close temporarily, business income insurance replaces the revenue you're not generating while you're shut down. It's the coverage most business owners wish they'd had before they needed it.
Commercial Umbrella Insurance
When your underlying liability limits aren't enough, commercial umbrella coverage extends your protection. For businesses with real exposure — contractors, fleet operators, food service — umbrella coverage is often the difference between a recoverable loss and a catastrophic one.
Trucking Insurance
Trucking carries risks that standard commercial auto policies aren't built for. We place specialized trucking coverage for owner-operators and small fleets — cargo, liability, physical damage, and more — through carriers who understand the industry.
Wallace & Murray Insurance opened its doors in 1972. That's more than five decades of serving the same county, the same towns, and in many cases, the same families. Aaron Murray has owned the agency since January 2010, and the commitment that built this place hasn't changed: put the client first, keep it personal, and never charge a fee for doing your job.
A lot has changed in the insurance industry since 1972. Big carriers have pushed customers toward call centers. Franchises have replaced locally-owned agencies across small-town Texas. Wallace & Murray is still here — still independent, still local, and still picking up the phone when you call.
One agency for personal, farm & ranch, commercial, and life coverage
Why East Texas Business Owners Work with an Independent Agent
Commercial insurance pricing varies significantly across carriers — we shop 50+ to find your best available rate
We review your full exposure: liability, property, vehicles, payroll, and specialty risks
No agency fees — carrier compensation is built into your premium, same as going direct
Plain English explanations before anything is placed — no signing what you don't understand
When you have a claim, you call us — a real person answers, not a 1-800 line
Serving Businesses Across Canton and Van Zandt County
We place commercial coverage for businesses throughout Canton and the surrounding area — including clients in [Van](, TX), [Wills Point](, TX), [Grand Saline](, TX), [Edgewood](, TX), and [Ben Wheeler](, TX), as well as businesses in Tyler, Athens, Mineola, and the broader East Texas corridor.
Frequently Asked Questions About Commercial Insurance in East Texas
What commercial insurance do I need for my small business in Texas?
It depends on your business type, but most East Texas small businesses need at minimum general liability and commercial property coverage. If you have employees, workers comp is required. Vehicles used for business need commercial auto. We review your full operation and make sure nothing is left exposed.
How much does business insurance cost in East Texas?
It varies considerably by industry, coverage type, payroll, property value, and claims history — and by carrier. That pricing variation is exactly why shopping across 50+ carriers matters on commercial lines. We can give you a real picture once we know what you're covering.
Can I reach my agent if I have a claim?
Yes. When you call (903) 567-4108, a real person answers — not a call center, not a menu system. For business owners managing a claim, that access matters.
Does working with an independent agent cost more for commercial insurance?
No. We charge no agency fees. Carrier commissions are built into your premium whether you go direct or through an agent — so comparison shopping through Wallace & Murray costs you nothing extra.
Is my personal auto policy enough if I use my vehicle for work?
Almost certainly not. Personal auto policies typically exclude commercial use. If you're using a vehicle for your business — deliveries, client visits, hauling equipment — a commercial auto policy is what actually protects you.
Tell Us About Your Business. We'll Find Coverage That Actually Fits It.
One conversation is all it takes to start comparing real options across 50+ carriers — no agency fees, no pressure, no guessing.