We cover everything you own and everyone you're responsible for, without locking you into one company's options.

Edgewood, TX Insurance — Local Agents Who Know Van Zandt County

If you live in Edgewood and you've ever called a big insurance company and ended up on hold with someone who's never heard of Van Zandt County, you know why an independent agency matters. At Wallace & Murray, we've been serving this part of East Texas since 1972. When you call us, you get a real person — not a recording, not a call center, not a 1-800 number that routes you somewhere out of state. We're based in Canton, right down the road, and we write coverage for homeowners, drivers, farmers, renters, and business owners across Edgewood and the surrounding area every day.

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Hay barns, equipment sheds, cattle pens, grain storage, and other agricultural structures aren't covered under a standard homeowners policy. A farm and ranch policy covers them specifically — at replacement cost or actual cash value depending on what you carry.

Barns, Outbuildings, and Farm Structures

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Coverage Options for Edgewood Homeowners and Families

We work with a wide range of carriers, which means we can shop your coverage and find a policy that fits your situation — not just the one option a captive agent is limited to. Whether you need home insurance for a property in town, auto insurance for your vehicles, or renters insurance for a lease, we handle it all in one place. Edgewood families also come to us for motorcycle, boat, RV, ATV, flood, and umbrella coverage. If you're not sure what you need, we'll walk you through it.

 


Farm & Ranch Insurance for Van Zandt County Property Owners

Edgewood sits in the heart of Van Zandt County, and a lot of our clients here own land, livestock, equipment, or working farms. Standard homeowners policies don't cover that — and most big carriers aren't set up to write it correctly anyway. We write standalone farm and ranch insurance that covers what rural property owners actually have at risk: structures, equipment, livestock, and liability specific to agricultural operations. If you've been lumping your farm into a homeowners policy and hoping for the best, it's worth a conversation.


Commercial Insurance for Edgewood-Area Business Owners

Small business owners in Edgewood — contractors, truckers, restaurant operators, and others — need coverage that's built around how they actually operate. We write commercial insurance for a range of industries, including general liability, commercial auto, commercial property, workers compensation, business income coverage, and commercial umbrella policies. We also specialize in trucking insurance, which requires a carrier and agent who understands the specific risks and filing requirements involved. If you're running a business in or around Edgewood, we can put together a package that covers your exposure without overcomplicating it.


Life Insurance Is Part of What We Do — and We Take It Seriously

Life insurance is one of the most important things a family can have in place and one of the easiest to put off. We offer term life, whole life, guaranteed life, mortgage protection, and burial insurance. There's no health insurance here — we stay focused on what we do well. If you've been meaning to look into coverage for yourself or your family, we make it straightforward. No pressure, no confusing jargon — just honest guidance on what makes sense for your situation.


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Common Questions from Edgewood Residents

  • Do I need a local agent, or can I just buy insurance online?

    You can buy online, but you won't have anyone in your corner when something goes wrong. A local independent agent shops multiple carriers on your behalf, helps you understand what you're actually buying, and is reachable by phone when you need to file a claim or make a change. That access matters more than most people realize until they need it.
  • What's the difference between an independent agency and a captive agent?

    A captive agent — like State Farm or Farm Bureau — can only offer policies from one company. We're independent, which means we work with multiple carriers and can find the coverage that fits your needs and budget, not just the one option available to us.
  • How do I get a quote for home insurance in Edgewood, TX?

    The easiest way is to fill out our online quote request or give us a call at (903) 567-4108. We keep the form simple — just your name, contact info, and what type of coverage you're looking for. We'll follow up and get the details from there.

Reach Wallace & Murray from Edgewood — We're Right Down the Road

Our office is located at 1351 S Trade Days Blvd #105 in Canton — a short drive from Edgewood on Highway 64. We've been part of this community for more than 50 years, and Aaron has owned the agency since 2010. There are no agency fees, no call centers, and no runaround. If you want to talk through your coverage, get a quote, or just ask a question, we're here and we pick up the phone.